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 Bayview Loan Programs

Lakeview Loan Programs

*Portfolio Loans: ATR Compliant and Non High Cost *Conventional and Government Loans
1. Expanded Ratio Program (Non-QM)

  • Standard loan amounts to $1.5mm
  • Minimum FICO score of 700
  • 15 and 30 yr Fixed ; 5/1 & 7/1 ARMS
  • Maximum LTV of 80%
  • QM appendix Q requirements are applied in calculating DTI
  • Residual income test is applicable.

2. Asset Inclusion to Income Program (Non-QM)

  • Standard loan amounts to $1.5mm
  • Minimum FICO score of 700
  • Maximum LTV of 80%
  • 15 and 30 yr Fixed ; 5/1 & 7/1 ARMS
  • QM appendix Q requirements are applied in calculating max DTI threshold of 55%
  • Residual income test is applicable.

3. Alternate Income Product (Non-QM)

  • Standard loan amounts to $1.5mm
  • Minimum FICO score of 700
  • Maximum LTV of 80%
  • 15 and 30 yr Fixed ; 5/1 & 7/1 ARMS
  • Residual income test is applicable.

4. Early Access Program (QM Compliant)

  • Standard loan amounts to $850k (higher loan amounts possible as exceptions)
  • Minimum FICO score of 620
  • Maximum LTV of 80%
  • 15 and 30 yr Fixed ; 5/1 & 7/1 ARMS
  • Residual income test is applicable.
  • FNMA & FHLMC Standard Programs
  • FNMA High Balance
  • FHLMC Super Conforming
  • HARP
  • FHA Fixed
  • FHA Streamlined Refi
  • VA Standard & IRRL

Call us today at 85-Lakeview (855.253.8439) to apply and learn more about how we can help you build your business.  Or click here to send an email to our Third Party Originations group.

Who We Are

Lakeview Loan Servicing, LLC, and  Bayview Loan Servicing, LLC, use a sensible approach to underwriting that is led by seasoned professionals. As your single trusted source, Lakeview/Bayview offers access to a broad range of products.